NGNB HOME
ALERTS
ABOUT US
LOCATIONS
HELP
LOST/ STOLEN CARD

Telephone:  706-629-6499

Tele Bank:    706-624-0888.

Toll-free:       888-355-6462

Welcome to North Georgia National Bank. You will find a full array of services accompanied by truly personal service. Please let us know if there is any way we can be of assistance with your financial needs.


Relationship Rewards

  • 100 to open an account
  • No minimum balance requirement
  • Maintenance Fee $6.50 per month; Fee waived if the balances of all your NGNB accounts exceed $10,000.
  • Free Debit Card with UChoose Rewards
  • Free Personalized Wallet Club Checks (first order)
  • Free Online Banking with BillPay
  • Free Telephone Banking
  • Unlimited Check Writing
  • Interest earned on balances of $1,000 or greater/credited to your account according to your average balance.
  • Community Club membership- INCLUDED

 

Senior Relationship Rewards (50 years old or older)

  • $100 to open account
  • No minimum balance requirement
  • No monthly maintenance fee
  • FREE Debit Card with UChoose Rewards
  • FREE Personalized Wallet Club Checks (first order)
  • FREE Online Banking with BillPay
  • FREE Telephone Banking
  • Unlimited Check Writing
  • Interest earned on balances of $1,000 or greater/credited to your account according to your average balance.
  • Community Club membership- INCLUDED

 

Personal Checking

  • $100 to open account
  • Maintenance Fee $4 per month; Fee waived if a $300 minimum balance is maintained.
  • Free Debit Card with UChoose Rewards
  • Free Online Banking with BillPay
  • Free Telephone Banking
  • A $0.25 charge is assessed for each debit/check in excess of 25 per statement cycle
  • Interest earned on balances of $1,000 or greater/credited to your account to average balance.
  • Community Club available for $2.95 per month

Free Checking

  • $25 to open account
  • No minimum balance requirement
  • Copy of cancelled checks not included in statement
  • No monthly maintenance fee
  • FREE Debit Card with UChoose Rewards
  • FREE Online Banking with BillPay
  • FREE Telephone Banking
  • Non Interest Bearing
  • Community Club available for $2.95 per month

Spirit Checking (Student Account)

  • $25 to open account
  • No minimum balance requirement
  • No monthly maintenance fee
  • FREE Debit Card with UChoose Rewards
  • FREE Checks (first order of CHS, GCHS or SHS
  • FREE Online Banking
  • Non interest bearing
  • Community Club available for $2.95 per month
  • Must be a active student

 

The Community Club

  • Our exclusive Community Club is available with any checking account – Free with any Relationship Rewards Checking Account.
  • $5.00 Off Premium Checks
  • FREE Worldwide ATM*
  • FREE Cashier’s Check
  • FREE Notary Service
  • One FREE NSF per year
  • One FREE Stop Payment per year
  • FREE Personal Financial Planning
  • 20% off Annual Safe Deposit Box Rental – subject to availability
  • .25 Discounts on Loan – with Auto Pay only
  • Discount on Mortgage Services
  • Local Merchant Discount Card

*Foreign ATM fees refunded up to $25 with receipts